If you are in the market for new home, using your VA loan benefits and are considering older homes that may need upgrades you should be aware of the VA Energy Efficient Mortgage. This loan program allows you to roll up to $6,000 of energy efficient improvements into the cost of your home. These can include heating and air conditioning systems, insulation, thermal Windows and electronic thermostats. This loan program can also be combined with VA Interest Rate Reduction Loan should you be in the market to refinance your existing home. For more details give me a call today.